Regarding the social security medical insurance payment, many people think that after I have been able to pay for 15 years, there will be basic protection for my retirement.
However, the facts may not be as satisfactory.
Many people waited until they had paid 15 years of social security and would not want to continue paying. If you do this, there is no problem with the pension, but medical insurance may not be able to enjoy it.
We know that social security has a demand for payment years and requires a total of 15 years. Similarly, medical insurance also has a demand for payment years.
China's basic medical insurance must reach a certain period of payment, in order to reimburse medical expenses after retiring.
According to the relevant regulations, the minimum payment period for medical insurance is 30 years for men and 25 years for women. The actual payment period for the person must be 10 years.
[Tips] Local health insurance policies vary, and the age will vary.
The minimum payment period here, including the deemed payment period and the actual payment period, requires the male to meet the actual payment period + the same payment period to meet 30 years, and the female to meet 25 years, in order to continue to enjoy medical insurance after retirement. treatment.
What is the same as the payment period?
The term of payment is regarded as the continuous working time calculated by the state before the actual payment period of the employee.
Before the fixed employees can pay the basic old-age insurance premium system jointly by the enterprise and the individual employees, the time calculated as the continuous working age according to the state regulations can be regarded as the “consideration fee payment period”, and the pension insurance can be combined with the actual “payment period”. gold.
What is the actual payment period?